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Our seminar theatre content is carefully crafted to bring you the latest information on a range of topics that are critical either for your client advice or generally to support your market understanding, to enable you to offer the latest thinking across the market in client/adviser conversations.
We look for broad representation under all topics, so you can hear a range of views from some of our sector’s leading spokespeople.
Our speakers will be live shortly, but the following offers a broad overview of what to expect on the day where we are pleased to take you on the journey across the wider areas of Specialist Lending - from support in residential areas through to Specialist Property Finance - supported by a Specialist Buy to Let Masterclass to close the day.
The market’s strengths, weaknesses, opportunities and challenges and why the consumer needs your advice more than ever.
Pepper explores elements of their Specialist Lending Study produced in conjunction with YouGov where members of the general public were interviewed about their current situation, their plans, their concerns and experiences. The outcome is significant data that identifies many challenges, but also opportunities
How you can support clients now, even getting finances into a better position for future borrowing.
In challenging economic times where energy and food bills are squeezing even the more affluent households this panel looks at the current situation as outlined by the previous presentation and how many households are finding themselves in credit adverse positions and how you can support those of your clients looking for support, when many years ago that was likely to have been impossible. We look at how you can support your clients in repairing the damage and even getting them into a position in the future that they can enter the high street lender arena with a much better track record
Taking the time to learn about new solutions to support your clients is only the start of the journey, you need to ensure you are proactively marketing that support, so that others know the various ways you can help even those that think they might not be able to access finance to buy a home.
This session looks at the ways you can get started making a success of a developing proposition.
We believe it is as, not only do you have the area of Equity Release requiring an additional qualification, there are also so many nuances to lending to someone who is either in retirement or will travel into it during the length of their term.
We have pulled together some of the specialist lenders supporting this area to explain how you can best traverse the landscape and meet growing requirements as demographics and personal circumstances change.
In a growing market, we expose why these areas can support your client advice and how you can develop your proposition to offer the perfect solution.
In this panel debate, we explore how you can support your clients’ aspirations with lesser known but equally effective solutions that will enable your clients to achieve their desired outcomes.
Supporting specialist doesn’t have to be complex as there are sourcing technologies taking you from the residential world through into the Specialist. Hear more about the support available to power up your proposition.
We take a look at how to make a move into specialist lending to further develop your understanding and approach.
We ask how easy it is to make inroads as a specialist broker and discuss the significant support available n both certification and ongoing development.
Offering an accessible yet comprehensive look at the key aspects of the complex Buy-to-Let (BTL) market, this highly focussed session is designed to equip you with a foundational understanding of the nuances landlords face, helping you navigate conversations with confidence. There will be no tax advice, but this will support with clarity on the structures of ownership and their implications, enabling the guidance landlords towards informed decisions.
Topics covered will include:
1. The Renters’ Reform Bill
Exploring the potential impacts of this legislation, including unintended consequences for landlords. This is likely to shape landlord behaviour and decisions in future months and years.
2. First-Time Buyers & First-Time Landlords
The challenges faced by individuals entering the BTL market for the first time, and the unintended consequences of not having tax advice.
3. Structures of Ownership
• Joint Tenants vs. Tenants in Common
The distinctions and implications for ownership, taxation, and succession planning.
• Limited Company Lending
Why many landlords choose to incorporate, the benefits, and the complexities involved.
• Why Rate is Never the Deciding Factor
Examining how ownership structures and long-term strategy often outweigh headline rates in decision-making.
4. Understanding HMO (Houses in Multiple Occupation)
• What constitutes an HMO, the licensing requirements, and the potential pitfalls of giving planning advice in Article 4 areas or designated licensed zones.
• Complex HMOs, MUFBs (Multi-Unit Freehold Blocks), and Hybrid Properties
Diving into more intricate property types, including planning, financing, and management considerations.
5. Opportunities in Complex BTL
• Identifying areas of growth and how brokers can increase their BTL activity by understanding complex structures and needs.
• The importance of signposting customers to specific or general advice, ensuring landlords are equipped to make informed decisions.
Brought to you through: Simply Biz Mortgages Limited. Registered in England and Wales under company number 04829609, Registered Office. Fintel House, St Andrew's Road, Huddersfield HD1 6NA.
